Mortgage Advice
Gower Mortgages are part of Gower Financial Services, a locally owned financial services company.
Coronavirus (COVID-19):
Continued service from Gower during the coronavirus pandemic
Mortgages
We make mortgages to order – just the way you want them.
Everybody’s circumstances are different and here at Gower we take that into account, whether you’re a first‑time buyer or a seasoned owner.
As a first‑time buyer it’s not easy to negotiate the many potential pitfalls associated with obtaining the finance. That’s why it helps to have your own personal mortgage adviser there for you every step of the way.
If you’re moving home and need a new Guernsey mortgage, you’ll appreciate the fresh Gower approach. We compare the whole market to ensure a package that is suitable to meet your needs.
Gower mortgages have some very creative solutions which can help you get on the property ladder and own your own home.
Mortgage Protection
Also known as Decreasing Term Assurance (DTA), this is one of the least expensive life insurance products available.
Mortgage Fee Calculator
TERMS
LEGAL FEES
Document Duty
£0.00
Advocate Fee
£1600.00
Bond Fee
£0.00
OTHER FEES*
Gower Fee
£150.00
Bank Fee
£999.00
Property Valuation
£450.00
Total Fees
£0.00
Deposit Required
£0.00
Total Contribution Required
£0.00
MonthlyRepayments
£0.00
Document duty has been calculated by using 97.5% of the purchase price which may vary. Court and Greffe fees of £359.50 have been included. Legal fees are approximate. This quote is for illustration purposes only, actual fees may vary. *Other fees variable depending on lender.
What our clients say
Here's some of the feedback we've received from our mortgage clients
- JONeil at Gower was recommended to me by a friend who had used him to obtain a mortgage and had found him very professional and helpful. I completely agree. I went to see Neil to find out what position I’d need to be in to obtain a mortgage and next thing I know, I’ve got one!
- Emma and NickA family member recommended Neil to us and he has been nothing but great. We were always kept up to date and well informed with the progress of our mortgage and Neil was always available to answer any queries we had. Would highly recommend Neil to any of our friends and family.
- Mr and Mrs FordNeil's guidance and support has been exceptional. He is incredibly knowledgeable, explaining all parts of the process thoroughly and clearly. We would highly recommend using Neil's expertise for a stress-free property purchase! Thanks Neil!
- Mr and Mrs WadleyNeil was extremely helpful, knowledgeable and offered us guidance through each stage of the property process. He looked at our exacting requirements and secured us the best deal. We will be recommending Neil to our friends and family.
- Mr M and Mrs J BichardWe have come to Neil/Gower on two occasions when purchasing properties and their service has been nothing short of excellent. We do and would highly recommend the team to anybody needing their services!
- LSNeil at Gower arranged a mortgage for me when my personal circumstances at the time meant I wasn’t even sure I’d be able to get one. He was extremely patient and understanding and negotiated with the bank on my behalf to secure a mortgage which is both affordable and suited to my needs.
- M FramptonI would wholeheartedly recommend Gower Financial and Neil Stanford in particular to anybody seeking a mortgage solution.
- Laura WarrenNeil has been fantastic helping find the best mortgage for us.
Speak to Neil
Contact us for a free mortgage consultation
Call us
Call us during office hours to discuss your mortgage. Lines are closed on bank holidays and during Christmas.
+44(0)1481 700155Email us
Send us an email and one of our team will be back in touch with you soon.
mortgage@gowerfinancial.com
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