Young couple discussing mortgage with mortgage adviser

Mortgages

We make mortgages to order – just the way you want them.

Everybody’s circumstances are different and here at Gower we take that into account, whether you’re a first‑time buyer or a seasoned owner.

As a first‑time buyer it’s not easy to negotiate the many potential pitfalls associated with obtaining the finance. That’s why it helps to have your own personal mortgage adviser there for you every step of the way.

If you’re moving home and need a new Guernsey mortgage, you’ll appreciate the fresh Gower approach. We compare the whole market to ensure a package that is suitable to meet your needs.

Gower mortgages have some very creative solutions which can help you get on the property ladder and own your own home.

Mortgage Advice

Gower Mortgages are part of Gower Financial Services, a locally owned financial services company.

Mortgage Protection

Also known as Decreasing Term Assurance (DTA), this is one of the least expensive life insurance products available.

Mortgage Fee Calculator

TERMS

LEGAL FEES

Document Duty £0.00

Advocate Fee £1600.00

Bond Fee £0.00

OTHER FEES*

Gower Fee £150.00

Bank Fee £999.00

Property Valuation £450.00

Total Fees £0.00

Deposit Required £0.00

Total Contribution Required £0.00

MonthlyRepayments £0.00

Document duty has been calculated by using 97.5% of the purchase price which may vary. Court and Greffe fees of £359.50 have been included. Legal fees are approximate. This quote is for illustration purposes only, actual fees may vary. *Other fees variable depending on lender.

What our clients say

Here's some of the feedback we've received from our mortgage clients

Mortgage Service Reviews

Neil's guidance and support has been exceptional. He is incredibly knowledgeable, explaining all parts of the process thoroughly and clearly. We would highly recommend using Neil's expertise for a stress-free property purchase! Thanks Neil!

- Mr and Mrs Ford

Neil was extremely helpful, knowledgeable and offered us guidance through each stage of the property process. He looked at our exacting requirements and secured us the best deal. We will be recommending Neil to our friends and family.

- Mr and Mrs Wadley

We have come to Neil/Gower on two occasions when purchasing properties and their service has been nothing short of excellent. We do and would highly recommend the team to anybody needing their services!

- Mr M and Mrs J Bichard

Neil at Gower arranged a mortgage for me when my personal circumstances at the time meant I wasn’t even sure I’d be able to get one. He was extremely patient and understanding and negotiated with the bank on my behalf to secure a mortgage which is both affordable and suited to my needs.

- LS